The Dream...

The dream of homeownership has always been at the very heart of the “American Dream”. We believe that homeownership is the foundation of financial security for aspiring families. At Residential Bancorp, we help you navigate the mortgage process with our core values of Integrity, Experience and Service; and help you realize the American Dream.
Get Pre-Approved

Various types of loan programs

FHA Loans
The FHA, or Federal Housing Administration, provides mortgage insurance on loans made by FHA-approved lenders. FHA insures these loans on single family and multi-family homes in the United States and its territories.

Conventional Loans
A conventional loan is a loan backed by either Fannie Mae or Freddie Mac, the two entities which comprise the Federal Housing Finance Agency (FHFA). More than half of all new mortgage loans are conventional loans, which include special mortgage programs such as the HomeReady™

VA Loans
A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry).

Additional Programs

  • FHA Loans
  • VA Loans
  • FNMA / FHLMC Conventional
  • 203K Limited
  • USDA Guaranteed Rural Housing
  • City of Los Angeles Downpayment assistance
  • HUD Repair Escrow
  • Good Neighbor
  • FHA Streamline
  • NO FICO Underwriting FHA
  • DU REFI Plus
  • Manual Underwriting
  • Home Equity Line of Credit
  • CALHFA ZIP
  • Mortgage Credit Certificate
  • GFSA Platinum
  • Manufactured Housing
  • JUMBO Loans
  • Home Ready
  • … and many more

Questions?

Have questions about our programs and products? Speak with a Program specialist today by filling the form out below or calling us directly at (888) 329-8518

Help is a phone call away. Reach out to us.

888.329.8518