FHA minimum FICO

Residential Bancorp is proud to announce, our FHA minimum FICO score, now down to a 500.

Please note below, the key overlays to FICO range of 549-500:

  • FHA Transactions
  • Only 1 Unit Properties
  • AUS Approval required
  • No Manufactured Housing

This will be visible on the rate sheet, and available within Optimal Blue for pricing.

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Want to learn more? We’re here to help answer all your mortgage questions. For more information please fill out the form below or call one of our loan specialists at (888) 329-8518.