The Mortgage Loan Processor is responsible for performing necessary tasks to ensure accurate, compliant, and complete processing of mortgage loan files.
Ability to process residential mortgage loans (Conventional, Purchase, FHA, VA, Refinance) in a manner consistent with all company policies and procedures as well as all regulatory requirements. Obtain and review required loan documentation and submits complete loan packages to Underwriting for approval. Manages an active pipeline of loans (average of 15-20 loans monthly) and maintains timely and compliant flow of such loans through the process. Communicates with loan officers, buyers, sellers, title companies, builder and Realtors with regular updates. Provides excellent customer service with all internal and external customers. Monitors and ensures closing dates and company deadlines are met. Obtain and verifies that all underwriting conditions are received and cleared by the underwriter and prepares the file for submission to the Closing Department. Understands and applies local, state and federal regulations related to processing mortgage loans while complying with all company policies and procedures.
Minimum of 5 years retail processing experience with Conventional and Government loans. Familiarity with LOS systems, Microsoft Office, Word, Excel, Outlook etc. Excellent customer service skills. Ability to prioritize and work independently with minimal supervision. Excellent communication skills both written and oral. Ability to work in a fast paced fluid environment. High level of integrity and confidentiality required.
Residential Bancorp is seeking bright, energetic, and creative people who like the idea of building for the future and helping others. We have a solutions-oriented leadership group and company culture that encourages teamwork and entrepreneurial thinking.