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Creating smiles since 1989

Our mission is to become the first choice and a household name throughout the United States for home loans. With a vibrant, team-oriented corporate culture and a proven track record of success, Residential Bancorp is poised to become a leader in the mortgage lending sector.

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What homebuyers are saying

Review for Member: George Anguiano-Perez Great service!! George was a great person to work with , he is always available to speak with for any questions or concerns . Very professional and willing to help us understand the process has great suggestions to help us get the best loan.
Review for Member: Jason Kim Nobody better! If you are looking for a lender this is the only one you should consider using! Jason got me the loan for the condo of my dreams. He worked diligently and never gave up even when there were problems. He called me often to keep me updated and explained everything. He always made sure i knew what was going on and always had my best interest at heart! He told me he could get me financed and he got me an exceptional rate and a good loan amount to find exactley what i needed. I can not say enough good things about him. And he did all this over email, text and phone because i was living in IL. I have never met him personally but i feel like he is my friend. Call Jason as your lender!
Warren Meneses
Warren Meneses
Review for Member: Kailin Hwang Great Customer Service I was a first time home buyer and I was extremely nervous and stressed about the process. I was very lucky to have Kailin as my lender because he made the loan process a lot less stressful than I was expecting through his constant communication, patience and friendly demeanor. He was very responsive with the questions that I had and he was always available through text and email. He also made sure that the loan closed on time. The best part about working with Kailin is that he kept his promises about our closing costs and mortgage rate which saved me a lot of money. I would strongly recommend him to anyone looking for a mortgage lender.
Review for Member: Jason Kim Excellent service I must say that i was extremely impressed with Jason's ability to make the loan process as easy as possible. This is my fifth home that I've purchased and i usually hate the process. I must say that i would use Bancorp again.
Review for Member: Jason Kim Professional, personable, and knowledgeable The service and personal attention I received from Jason was exceptional and beyond what I could’ve asked for. He was committed to getting me the best rate possible and did just that! He stayed connected, kept me updated and was very timely throughout the whole process. Thank you again for all your hard work
Emily & Sam
Emily & Sam
Review for Member: Joseph Worrell Amazing! Joe was phenomenal in working with us. He was always a phone call away when we needed him and extremely on top of everything we needed to do. Our house closed on time and quotes were as expected. I highly recommend Joe if you want someone who will take care of business and get things done! He's friendly and helpful- we asked a lot of questions and he answered all of them thoroughly. I feel extremely lucky to have been able to work with him.
Review for Member: Kailin Hwang My highest recommendation If you are looking for a lender for your next home purchase. Stop looking here. Kailin is an amazing professional and doesn’t stop until you are satisfied with the results. He goes above and beyond to make the home buying experience a care free adventure and excels in communication. He has my highest recommendation.
Celeste Toledo
Celeste Toledo
Review for Member: Kailin Hwang Would recommend I met Kailin at a first time home buyer seminar. He immediately started working with me and told me what I needed to do buy my first home. He walked me through the process and answered any questions and doubts that I had. He kept in constant contact with me to ensure everything ran smoothly. I was unsure if I would ever be able to buy a home of my own but he made me feel comfortable and confident that it can be done. The process was nerve wracking but he made sure it was done smoothly and effectively. Today I am officially a home owner and couldn’t be happier with Kailin and all that he has done to make this dream happen.
La Della Lyn Levy
La Della Lyn Levy
Review for Member: Joseph Worrell Home Ownership Is Wealth & Empowerment I had the most empowering home ownership encounter with Joseph Worrell and his team. In the midst of a pandemic, when everyone was shut in, Joseph was tenaciously at work every day making sure that my home loan got financed within 60 days. I started the process of looking for a home with my realtor May Martinez in late May. Joseph had my file and pulled credit at the end of May. I closed on July 2nd. Not only is this nothing short of a miracle but it is a testament to the hard work and dedication that Joseph personally commits to each and every person that comes across his way. Even though we were shut in and under quarantine, Joseph accomplished this task. This man has been in the business over 20 years and it shows. I am a first time home buyer and he told me step-by-step exactly what to do and I listened. I am an educated college professor but in this class, I was the student. I am so thankful to have encountered Joseph. I am firmly convinced that no one else would’ve been able to do the excellent job that he did, to include getting me an outstanding fixed 30 year loan and low interest rate. If you have never bought a home, or even if you are refinancing a home, Joseph Worrell is literally the Nostradamus of lending. He knows the market trends and the exact timing to get the best interest rate for you. I am so thankful to have encountered Joseph Worrell with Residential Bancorp. Black home ownership is always difficult because of redlining practices that still exist and other predatory lending practices. Therefore as a new home owner and as an African American, there is such a feeling of empowerment. Homeownership is the new wealth. If you use wisdom and stay within your means, even if you have a decent income. Joseph taught me so much during the process. It was as though he was a dad, a big brother and a close friend because he really cared. Not only do I highly recommend him and his dream team of experts, I only recommend him as a Lender. Professor La Della Lyn Levy M.A,M.Ed- Political Science
Review for Member: Joseph Worrell Thanks Joe Thank you Joe and your staff for the excellent job of getting our house refinanced in a very timely manner. Absolutely amazing job. Very attentive to details. Thanks for all your help.

This was my first time buying a home and our Loan Originator was excellent. Every question I had, He had an answer. He was very thoughtful and didn't mind taking my call or text anytime during the day. The entire home buying process went smooth for me. Thank you.

Raigoza FamilyFirst-time homebuyers

Amazing is an understatement. This was my first time buying in Nevada and Kelee made it happen. I had run into issues with my first lender and was running out of time while in escrow. After being introduced to Kelee, he confidently accepted the challenge and got me approved

Duvall FamilyDownpayment Assistance

Vanessa has helped me and my family with several home transactions. She is very knowledgeable and will take her time to explain things when you don’t understand any of the loan process. She is easy to contact and will return your call when needed.

Miramontes FamilyRefinance

Resban was tremendous in the service he provided when we went to him in need of a refinance on our home. Carlos looked for a way to help and found it. Thank You Carlos, we really appreciate all of your hard work. We are very impressed with you and with Residential Bancorp.

Bianca PerezRefinance
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