Residential Bancorp has been in business since1959.

Founded in 1959 as Canton Home Loan and later known as James Financial Corporation, the James family has served the lending needs of Stark County.

Residential Bancorp is a Direct and Automatic FHA/VA lender offering a full range of mortgage loans, including Conventional, and SubPrime home loans. The quality of our company allowed us quickly to become a Fannie Mae seller-servicer. Direct FHA Endorsement is not a separate program; rather, it is the mechanism that enables HUD/Federal Housing Administration (FHA)-approved lenders to consider single-family mortgage applications without first submitting paperwork to HUD.

Residential Bancorp is a Mortgage Lender in Ohio, South Carolina and Florida. Purchasing a home or refinancing your existing mortgage is one of the most important financial decisions you will ever make. Residential Bancorp is dedicated to helping make the right decision and making the process trouble-free—

►We work hand-in-hand with the area’s top real estate professionals.

►We have over 75 years of combined experience in real estate and finance.

►We customize your loan from our numerous product offerings…

Making The Process Easy

With Residential Bancorp, you can make application over the phone, by fax, or directly with our mortgage lenders. We use sophisticated automated underwriting systems to approve your loan in hours.
Whether you are purchasing or refinancing we will help you every step of the way!
Residential Bancorp’s commitment to quality, service, integrity, and professionalism is a standard that is never compromised. We establish a standard of excellence through a team concept. Our MORTGAGETEAM recognizes the importance of quality, quick, and efficient delivery in the mortgage process.